Located in a USDA-eligible area, offering the potential for 100% financing (zero down payment) for qualified buyers, this beautifully remodeled 2 bedroom, 2 bathroom house is situated on a spacious .24-acre flat lot in the heart of Ramona. Every inch of this property has been thoughtfully updated with brand-new finishes throughout, offering modern style and turnkey convenience. Recent upgrades include new stucco, fresh interior and exterior paint, luxury vinyl plank flooring, quartz countertops, new cabinets, updated fixtures, and brand-new appliances — everything is completely renovated and move-in ready. The property also features a detached third bedroom, perfect for a guest room, home office, studio, or additional rental potential. With valuable commercial zoning, this unique property offers endless possibilities for residential living, business use, or a live/work setup. Ideal for entrepreneurs, investors, or anyone looking for flexibility and future potential. Conveniently located in town with ample lot space for parking, storage, or expansion opportunities. A rare turnkey property with both residential comfort and commercial versatility!