The San Diego real estate market remains active with buyers taking a more selective approach. Mortgage interest rates have moved into the high 6% range for a 30 year fixed, prompting some buyers to explore creative financing strategies including adjustable rate mortgages that can offer lower initial rates. Demand continues to be supported by San Diego's desirable lifestyle, strong employment base, and limited housing supply, but affordability, insurance costs, property taxes, and overall value are influencing decisions. Well maintained, thoughtfully updated homes that are priced in line with recent comparable sales are best positioned to attract attention. Properties that are overpriced or require significant work may take longer to sell and face increased requests for repairs, credits, or price adjustments. For sellers, preparation, presentation, and pricing are especially important. For buyers, today’s market may offer more opportunities to negotiate. Whether you’re considering buying or selling, we would love to discuss your unique situation and help you navigate the San Diego real estate market!
 

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